Charge cards discover the charge card that fits your lifetime

Charge cards discover the charge card that fits your lifetime

Discover the charge card that fits your lifetime

Make an application for your charge card online in minutes

Each of our bank cards give you Visa’s ® Zero Liability Policy Disclosure 1 1 The Visa ® Zero obligation Policy (starts in a tab that is new covers US released cards http://title-max.com/ and will not connect with specific commercial card deals or any transactions perhaps perhaps perhaps not prepared by Visa. You need to inform BB&T straight away of every use that is unauthorized. For particular limitations, restrictions along with other details, please check with your cardholder contract., on the internet and mobile banking, alerts, chip card technology and much more.

Minimal APR charge card

Save cash by having to pay less interest using the low percentage that is annual BB&T vibrant credit card

  • 0% basic APR for 15 months on acquisitions and balance transfers Disclosure 2 2 BB&T Bright APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is decided month-to-month by the addition of 7.99-16.99 to Prime Rate. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum money Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74 to 23.74per cent APR are adjustable rates associated with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), therefore the WSJ Prime + 9.99% to 18.99per cent (BB&T range) considering credit rating. The Prime Rate utilized to find out your APR is just a adjustable price and is the best prime price posted in WSJ as of the initial time associated with thirty days. WSJ Prime presently is 4.75% at the time of 31, 2019 october.
  • Variable APRs which range from 12.74per cent to 21.74% afterwards Disclosure 2 2 BB&T vibrant APR for acquisitions and transfers of balance is 0% for 15 months. From then on, the APR is decided month-to-month with the addition of 7.99-16.99 to Prime speed. BB&T vibrant 12.74% to 21.74percent APR (apr), BB&T Spectrum Cash Rewards 14.74% to 23.74% APR, and BB&T Spectrum Travel Rewards 14.74% to 23.74per cent APR are variable prices linked with The Wall Street Journal (WSJ) Prime + 7.99% to 16.99per cent (BB&T Bright), together with WSJ Prime + 9.99% to 18.99per cent (BB&T Spectrum) according to credit score. The Prime Rate utilized to find out your APR is really a variable price and it is the best prime price posted in WSJ at the time of the very first time of this thirty days. WSJ Prime presently is 4.75% at the time of 31, 2019 october.
  • No yearly cost Disclosure 3 3 Other costs may use. Phone 800-476-4228 or see our bank card disclosures for charges that will use.

Money benefits bank card

Earn benefits for the items you get every with a BB&T Spectrum Cash Rewards credit card day

  • Get 3% cash return on gas, 2% money back on resources and food, and 1% money back on all the eligible purchases Disclosure 4 4 there was a cap that is monthlyfirst day’s four weeks through the past day of per month) of $1,000 on invest during the bonus price mix of 3% at gasoline stations and 2% at grocery store/supermarkets and resources. After the $1,000 month-to-month invest restriction is reached, you are going to make the bottom benefits of just onepercent for the people acquisitions., Disclosure 5 5 you might make benefits on qualified acquisitions made out of your charge card. Qualified acquisitions consist of any signature-based purchase, Web purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, access checks, transfers of balance, cash sales, cash equivalents, costs, interest costs, credit insurance, fraudulent deals, credits and returns (each a qualifying purchase).
  • Get 10% bonus money once you redeem rewards BB&T checking or checking account
  • Enjoy versatile benefits you can use for cash back, declaration credit, present cards and much more

Travel rewards bank card

Earn 2x kilometers on the travel acquisitions having a BB&T Spectrum Travel Rewards bank card

  • Earn 2x kilometers on air/hotel/car rentals and 1x miles on all the other purchases that are eligible 5 5 you might make benefits on qualified acquisitions created using your bank card. Qualified acquisitions consist of any signature-based purchase, Web purchase, phone or mail-order purchase or automated bill repayment, excluding money advances, traveler’s checks, access checks, transfers of balance, cash instructions, cash equivalents, costs, interest costs, credit insurance coverage, fraudulent deals, credits and returns (each a qualifying purchase).
  • Earn 20,000 bonus miles whenever you invest $2,000 in the 1st 3 months ($200 value)
  • Obtain an $85 credit for TSA Pre? ® or Global Entry Disclosure 6 6 Member is entitled to a declaration credit as much as $50 each calendar 12 months on qualifying flight inc ($85) or entry that is global$100) system. To qualify, a known member must utilize the BB&T Spectrum Travel Rewards charge card to cover the program charge. For complete information on the TSA Pre? system, head to tsa.gov (opens in a fresh tab). For complete information on the Entry that is global program get to globalentry.gov (starts in a unique tab). The TSA Pre? trademark is employed utilizing the authorization of this United States Department of Homeland safety.
  • Make use of your yearly $50 flight incDisclosure 6 6 Member is entitled to a declaration credit as much as $50 each calendar 12 months on qualifying flight inc ($85) or international Entry ($100) system. To qualify, a known member must make use of the BB&T Spectrum Travel Rewards charge card cost. For complete information on the TSA Pre? system, head to tsa.gov (opens in a fresh tab). For complete information on the Entry that is global program go to globalentry.gov (starts in a brand new tab). The TSA Pre? trademark using the authorization of this United States Department of Homeland protection.

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